The IHG One Rewards Premier Credit score Card is the premium IHG resort co-branded card that features particular IHG perks like a free night time award yearly you retain the cardboard, Elite standing, and each 4th award night time free. Listed below are the highlights:
- Earn 5 Free Nights (as much as 60,000 factors worth every night time) after spending $4,000 on purchases within the first 3 months from account opening. That’s a complete worth of as much as 300,000 whole IHG factors.
- Free Award Night time after every account anniversary yr at eligible IHG accommodations worldwide. Legitimate at IHG Resorts with a present level redemption cap of 40,000 factors. NEW: Now you can additionally pay the distinction over 40,000 factors to redeem your Anniversary Night time at accommodations above the 40,000 level redemption stage.
- 4th Award Night time Free. Take pleasure in a free reward night time once you redeem factors for a consecutive four-night IHG(R) resort keep. Which means in the event you use factors to pay for 3 nights in a row, the 4th night time is free. You may even ebook 8 award nights whole and get two of them free, and so forth. Works on any award stage.
- Earn as much as 26 whole factors per $1 spent once you keep at IHG Resorts & Resorts.
- Earn 5 factors per $1 spent on purchases on journey, at gasoline stations, and eating places. Earn 3 factors per $1 spent on all different purchases.
- Computerized Platinum Elite standing included as a Premier card member. IHG factors additionally don’t expire if you end up an Elite member.
- International Entry, TSA PreCheck® or NEXUS assertion credit score of as much as $100 each 4 years as reimbursement for the applying price charged to your card.
- No overseas transaction charges.
- IHG One Rewards Bonus factors are redeemable at Resorts & Resorts akin to InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Resorts, Indigo® Resorts & Vacation Inn®.
- $99 annual price.
Please be aware the next:
This product is just not out there to both (i) present cardmembers of this bank card, or (ii) earlier cardmembers of this bank card who obtained a brand new cardmember bonus for this bank card inside the final 24 months.
What are you able to get with IHG factors? The most effective redemption worth for IHG factors is without spending a dime resort nights. The opposite choices supply considerably much less worth. Whereas the factors don’t translate on to a greenback worth, however total a conservation valuation is 0.50 cents of worth per level, which might make 140,000 IHG factors value an estimated $700 worth. You may carry out the calculations for accommodations that suit your wants. I attempted a bunch of different numerous mixtures and acquired between 0.5 cents and 0.8 cents per level equal worth.
(IHG factors are value lower than different factors like Hyatt or Chase Final Rewards factors, however you get much more of them with this bonus!)
IHG stands for Intercontinental Resort Group which has over 5,000 accommodations together with the next manufacturers:
- Intercontinental Resorts & Resorts
- Crowne Plaza
- Kimpton
- Vacation Inn, Vacation Inn Categorical
- Staybridge Suites
- Candlewood Suites
- Resort Indigo
- EVEN Resorts
Fourth Reward Night time Free
The 4th Reward night time free perk will be very beneficial and good to see on a card with no annual price. You get the fourth reward night time free once you redeem factors for a consecutive four-night IHG resort keep (solely pay for 3 nights with factors). It confirmed up mechanically for me when reserving with factors on-line.
For every normal room Reward Night time keep of 4 or extra nights, each 4th night time is free. Applies solely to 4 or extra consecutive nights inside the identical Reward Night time level redemption room keep on the identical property. With this profit, eligible members will probably be charged the Reward Night time level redemption price for the primary 3 nights, and 0 factors for the 4th night time of the keep, as relevant. Members can make the most of the 4th Reward Night time Free profit on an infinite variety of stays yearly.
IHG factors expire after 24 months of inactivity, so in the event you sustain your exercise then it can save you up these free nights for later. Chase Final Rewards factors additionally convert to IHG factors.
Whole of 26X factors per $1 spent once you keep at IHG. Right here’s how this breaks down: Earn 10X factors from IHG® for being an IHG One Rewards Member + 10X factors with this card + 6X factors from IHG® with Platinum Elite Standing with Platinum Elite Standing (a good thing about this card) = whole of 26X factors whole at 5,400+ IHG® accommodations & resorts.
The rewards on different purchases has improved to the next:
- 5X IHG factors per $1 spent at gasoline stations, eating, and journey (together with accommodations).
- 3X IHG level per $1 spent on all different card purchases
I might hold this card if you should use the anniversary night time certificates with the 40,000 level most worth. You need to be capable of get $99 worth out of it so long as you want a resort night time. Keep should be accomplished inside 12 months from date of concern.
Don’t desire a card with an annual price? The no-annual price Traveler model has a really aggressive bonus proper now.
Backside line. The IHG One Rewards Premier Credit score Card contains particular IHG perks like a free night time award yearly you retain the cardboard, Elite standing, and each 4th award night time free. As with most of those co-branded playing cards, one of the best worth is obtained in the event you can redeem for IHG resort nights.
Throughout this limited-time supply increase, I will probably be including this to the High 10 Greatest Credit score Card Bonus Gives.