John: [00:03:44] From my recollection, I informed her fairly early on, most likely instantly after dental college. I informed her that I used to be about $450,000 in debt, totaling from undergrad and dental college as effectively, and that was about it. That was the primary time I informed her.
Ramit Sethi: [00:04:05] What was her response once you informed her that quantity?
John: [00:04:07] Her response, I keep in mind, was it was quite a bit simply because in comparison with hers, I felt like she had some assist from her household, which is superior. I like her mother quite a bit. So, her response was one in all shock.
Ramit Sethi: [00:04:22] Yesterday, proper earlier than this name, they stuffed out a questionnaire, the place they included their monetary particulars. Wendy didn’t know the way a lot debt they really had, and when she noticed the quantity, let’s simply say, she was shocked.
Wendy: [00:04:36] He was filling out the questionnaire. I feel that’s once I was like, oh, yeah, so how a lot is that quantity now? And I’m anticipating it to be manner much less, as a result of we completed dental college 10-plus years. So then, once I heard the quantity get larger, and I used to be like, oh, no. So, I assume recently-
Ramit Sethi: [00:04:53] Yeah. What was your feeling once you heard that quantity increased than it was once, not decrease?
Wendy: [00:05:02] Trepidation. Yeah, concern. It’s like I need to cry like, oh, my God, how come it’s not getting any decrease?
Ramit Sethi: [00:05:12] Did you two speak about it once you heard that quantity?
Wendy: [00:05:17] Form of. I feel he was identical to, it’s okay, it’s tremendous, it’ll be tremendous. He was simply form of like, it’ll be okay, Wendy. Prefer it’s my downside. I’m going to maintain it.
Ramit Sethi: [00:05:30] Discover that tactic, one accomplice telling the opposite, don’t fear about it, after which layering on, it’s my downside, which isn’t very satisfying in a relationship with two folks. Once you hear that, how do you react to that?
Wendy: [00:05:47] It’s undoubtedly annoying.
Ramit Sethi: [00:05:50] What do you imply?
Wendy: [00:05:51] I’m on the aspect, saying like, I need to assist you, like we’re a household, and he’s like, I’m this macho man, I can maintain myself.
Ramit Sethi: [00:06:01] Plenty of males are raised with a deep perception that now we have to maintain our household financially. And till just lately, that was very, quite common. That perception is so deep, it’s so invisible that I name it an invisible script.
Ramit Sethi: [00:06:15] Are you a macho man?
John: [00:06:17] No, I don’t take into account myself to be a macho man. I felt prefer it was one thing that I selected to undertake. It was my duty. Even earlier than we acquired married, even earlier than we acquired engaged, I felt like that is my alternative, it’s my duty, so why would I knowingly have my spouse undertake that duty, too? As a result of she’s already paying her personal loans, and she or he’s virtually carried out, proper? So, why within the hell would I need to add much more onto her plate?
