Up to date with 2025 promo particulars. Pennsylvania State Staff Credit score Union (PSECU) has a $300 new checking account bonus. That can be my referral hyperlink as I efficiently did the same $300 deal beforehand. PSECU is a digital-first credit score union with a really open membership. When you don’t fulfill the obtainable free choices, anybody can be a part of with $10:
Don’t meet any of the standards above? No drawback! You possibly can nonetheless turn into eligible for PSECU membership by becoming a member of the Pennsylvania Recreation and Park Society (PRPS).
PRPS is a statewide affiliation offering training, advocacy, and sources for these working and volunteering to handle Pennsylvania’s 6,000+ native parks. Park and recreation departments present protected and reasonably priced recreation alternatives, creating stronger and extra inclusive communities.
PRPS membership dues are $20, however we cowl $10 when you choose to hitch PRPS throughout our software course of.
There might also be a required $5 preliminary deposit right into a share financial savings account. I additionally skilled a tough credit score test on Experian after I joined over a yr in the past, however more moderen experiences are that they’ve switched to a comfortable pull. Listed below are the main points on the bonus necessities:
$300 Checking Bonus Necessities
- Change into a PSECU member utilizing promo hyperlink and promo code 300REFER (needs to be mechanically utilized) and be authorized for not less than one financial savings and one checking account with debit card.
- Join and log into digital banking (on-line or cellular).
- Arrange and obtain 2 Qualifying Payroll Direct Deposit(s), every of $500 or extra, into both the brand new financial savings or checking accounts.
- Above should be accomplished inside 100 days of creating your membership.
My software course of went easily and just like different credit score unions. I did should add a scan of the back and front of my driver’s license to assist confirm my identification (which is an efficient factor in my view) in addition to reply some identification verification questions primarily based on my credit score report. The appliance took a pair days to course of however I used to be capable of get my account info and on-line entry with none cellphone name or paperwork required. I did should name them briefly to get my checking account quantity (didn’t need to wait on the free checks to reach) to be able to arrange my direct deposit. My bonus arrived with out challenge and as promised.
One bonus per tax ID, so a pair might every open their very own PSECU accounts and get $300 every even when they reside in the identical family.
Greenlight perk. One other helpful perk of PSECU for these with youngsters and teenagers is that they embrace a free Greenlight subscription, which is a well-liked reloadable debit card service for teenagers. That is often $5 a month ($60 a yr).
Extra fantastic print:
$300 New Member Bonus Phrases and Situations
From 1.1.25 to 12.31.25, PSECU is working a brand new member incentive bonus. To obtain $300, new members should join with promotional code 300REFER and fulfill every of the necessities listed beneath. After the primary 100 days from establishing membership, your standing to obtain the bonus will likely be assessed and processed, which may take as much as 45 days. This implies, if all necessities are met, you may count on your bonus to be deposited into your Common financial savings share inside 145 days from establishing membership. Promotion open to U.S. Residents who’re 18 years of age or older on the time membership is established. Restrict one (1) new member $300 New Member Bonus per tax identification quantity used to open a brand new PSECU account. Joint house owners listed on accounts should not eligible to be rewarded for this bonus until they open their very own account. You’ll not be eligible for the $300 New Member Bonus if you’re a present PSECU member, have closed an account throughout the previous 12 months, or have acquired any new member incentive bonus throughout the previous 12 months.
Qualifying Payroll Direct Deposits are outlined as paychecks, Social Safety funds, and pension cost.
The next should not Qualifying Direct Deposits: individual to individual transfers (P2P), demand deposit account to demand deposit account transfers (for instance, from a checking account to a different checking account), and deposits or ACH transfers not from an employer or the federal government (for instance, on-line transfers or financial institution transfers).