100k limited-time supply enhance is again. The IHG One Rewards Traveler Credit score Card is the IHG lodge card that features particular IHG perks however with no annual charge. Listed below are the highlights:
- 100,000 bonus IHG factors after spending $2,000 on purchases inside the first 3 months of account opening.
- Earn as much as 17 whole factors per $1 spent whenever you keep at IHG Lodges & Resorts. Earn 3 factors per $1 spent on purchases on month-to-month payments, at gasoline stations, and eating places. Earn 2 factors per $1 spent on all different purchases.
- No overseas transaction charges.
- Fourth Reward Night time Free whenever you redeem factors for any 4+ evening keep. Which means in the event you use factors to pay for 3 nights in a row, the 4th evening is free.
- IHG Rewards Bonus factors are redeemable at Lodges & Resorts comparable to InterContinental(R), Crowne Plaza(R), Kimpton(R), EVEN(R) Lodges, Indigo(R) Lodges & Vacation Inn(R).
- No annual charge.
Be aware the next:
This product is obtainable to you in the event you do not need a present IHG One Rewards Credit score Card and haven’t obtained a brand new
Cardmember bonus inside the final 24 months. This doesn’t apply to Enterprise Card Credit score Card merchandise.
What are you able to get with IHG factors? The most effective redemption worth for IHG factors is without spending a dime lodge nights. The opposite choices supply considerably much less worth. Whereas the factors don’t translate on to a greenback worth, I’d use a conservative estimate of 0.50 cents of worth per level, which might make 80,000 IHG factors price an estimated $400 worth. Not dangerous for a no annual charge card. You may carry out the calculations for accommodations that suit your wants. I attempted a bunch of different varied mixtures and acquired between 0.5 cents and 0.8 cents per level equal worth.
IHG stands for Intercontinental Resort Group which has over 5,000 accommodations together with the next manufacturers:
- Intercontinental Lodges & Resorts
- Crowne Plaza
- Kimpton
- Vacation Inn, Vacation Inn Categorical
- Staybridge Suites
- Candlewood Suites
- Resort Indigo
- EVEN Lodges
IHG factors expire after 24 months of inactivity, which is comparatively lengthy so with occasional exercise you may simply save up these free nights for later. Chase Final Rewards factors additionally convert to IHG factors.
The 4th Reward evening free perk may be very priceless and good to see on a card with no annual charge. You get the fourth reward evening free whenever you redeem factors for a consecutive four-night IHG lodge keep (solely pay for 3 nights with factors).
Complete of 17x factors per $1 spent whenever you keep at IHG. Right here’s how this breaks down: Earn 5X factors per $1 spent as an IHG® Rewards Membership Traveler credit score cardmember + 10X factors per $1 spent from IHG® for being an IHG® Rewards Membership Member, 5X factors with this card, plus 2X factors from IHG® with Silver Elite Standing (a advantage of this card) for a complete of 17X factors whole at any of their 5,400+ IHG® accommodations & resorts.
Given my 0.5 cent per IHG level valuation, I’d e book my IHG nights on this card, however not my on a regular basis purchases on an ongoing foundation. I’d simply put just a little spending on there to maintain my IHG factors from expiring.
- 3 IHG factors per $1 spent at gasoline stations, eating, utilities, web, cable, and telephone providers
and choose streaming providers. - 2 IHG level per $1 spent on all different card purchases
Improve to Premier? Downgrade to Traveler? In case you can reliably use a anniversary evening certificates (40,000 level worth) and get $99 worth out of it, it’s best to take into account going with the IHG Rewards Premier bank card talked about on the identical utility web page. The Premier card additionally provides another small perks like Platinum Elite standing and a TSA Precheck charge credit score.
If you have already got the Premier card and don’t wish to pay for these added perks, it’s possible you’ll take into account asking in the event you can downgrade to this Traveler now with none annual charge.
Backside line. The IHG One Rewards Traveler Credit score Card now comes with no annual charge and a sign-up bonus. As with most of those co-branded playing cards, the most effective worth is obtained in the event you can redeem for IHG lodge nights.
Additionally see: Prime 10 Finest Credit score Card Bonus Gives.
