Replace for 2024, promo is again once more with restrict of $50 additional per card. Financial institution of America has a one-day bank card promotion known as “Extra Rewards Day” on Thursday, 11/7/24. Relying in your BofA bank card kind (all shopper and enterprise playing cards are all eligible), you may earn an extra 2% money again or 2 factors or miles/$1 spent on purchases made on 11/7/24 solely (Jap time zone!), as much as a $50/5,000 level cap per distinctive bank card account. That’s on on prime of the rewards you’re already incomes. No enrollment required. Particularly:
- Money Again Credit score Playing cards. Earn a further 2% money again for each $1 spent on purchases made on 11/7/24. This one-day supply is sweet for the primary $2,500 in purchases as much as $50 money again. That’s on prime of the rewards you’re already incomes.
- Factors Rewards Credit score Playing cards. Earn a further 2 factors for each $1 spent on purchases made on 11/7/24. This one-day supply is sweet for the primary $2,500 in purchases as much as 5,000 factors. That’s on prime of the rewards you’re already incomes.
- Miles Rewards Credit score Playing cards. Earn a further 2 Miles for each $1 spent on purchases made on 11/7/24 ET. This one-day supply is sweet for the primary $2,500 in purchases as much as 5,000 Miles. That’s on prime of the rewards you’re already incomes.
- Non-Rewards and All Different Rewards Credit score Playing cards. Earn 2% money again within the type of a press release credit score on purchases made on 11/7/24. This one-day supply is sweet for the primary $2,500 in purchases as much as $50 money again.
You may get the bonus on every of your distinctive bank cards. Notice that it expires 11:59pm within the Jap time zone. It seems that by some means they will monitor the “transaction date” individually from when it posts to your assertion. Notice that some retail web sites don’t truly cost you till a bodily merchandise ships.
Solely Purchases that put up to your account and seem in your assertion with a transaction date of 11/07/2024 will qualify. Retailers could affect when a transaction will seem in your assertion, notably in the event that they delay processing of the acquisition. Transactions with delayed processing of 90 days or extra won’t be eligible to be included within the promotional supply.
That is an fascinating promotion that might work out properly if (1) you may have a BofA rewards card (or multiples) with good rewards already, (2) you may have the Most popular Rewards increase, (3) you may have bigger purchases deliberate in one in every of your personalized bonus classes, or simply any bigger buy actually, and (4) it’s the kind of buy that applies the identical day (typically you don’t get charged till one thing ships). Max out that $2,500 in purchases for every card. Some prospects:
- Pay estimated revenue taxes at PayUSATax.com for just one.82% payment.
- Pay your insurance coverage premiums upfront. My State Farm grouped month-to-month invoice can be timed utilizing handbook fee.
- Pay your utilities, property taxes, cellphone payments, and different month-to-month payments upfront. Generally it simply prices a one-time flat payment to pay by bank card, which will be price if you’re charging $1,000+.
- Make your annual charitable contributions on 11/7/23 this 12 months.
- Fuel and EV charging stations; on-line buying, together with cable, web, cellphone plans and streaming; eating; journey; drug shops and pharmacies; or dwelling enchancment and furnishings are selections in your 3% class for the BofA Custom-made Money card (as much as 5.25% with Most popular Rewards) for a complete of seven.25% money again complete with this promo. You may change your class this month in app after which max out the $2,500 quarterly restrict utilizing present playing cards at Amazon (on-line buying), Residence Depot (dwelling enchancment), fuel stations, and so forth.
